Lhexam vs ExamFX
ExamFX is one of the most established insurance pre-licensing providers, used by many agencies for bulk onboarding. Lhexam is a modern, self-serve alternative built for the individual candidate who wants to pass fast without paying agency pricing.
Where ExamFX is strong: ExamFX has a long track record, employer/agency integrations, and course catalogs across many insurance lines.
| Feature | Lhexam | ExamFX |
|---|---|---|
| Price | $79 / state (90-day) or $29.99/mo | Varies, often $150–$300 per line |
| State-specific question bank | Yes — CA, TX, FL tuned to each exam outline | Generic national + state add-on |
| AI tutor on every missed question | Yes | No |
| Free readiness diagnostic | Yes — 25 questions, no card | No / demo only |
| Spaced repetition | Yes — SM-2 daily review | Limited or none |
| Full-length timed mocks | Yes — state length, pacing & passing score | Yes |
| Built this decade | Yes | Legacy platform |
Bottom line: If your agency already pays for ExamFX, use it. If you're buying your own prep and want a state-tuned bank, an AI tutor, and a free diagnostic at a fraction of the price, Lhexam is the leaner choice.
Try it free before you decide.
Take the 25-question diagnostic — no card, no commitment — and see your readiness in your state's format.
Start the free diagnostic →