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Arkansas · State licensing

Pass the Arkansas Life & Health insurance license exam.

Arkansas administers its producer exams through PSI with a 50 dollar exam fee and a 70 percent passing score, and it requires 20 pre-licensing hours per line, 40 hours total for the combined Life and Health license.

Quick answer: The Arkansas Life & Health insurance license exam is administered by PSI as a 150-question combined exam with a 150-minute limit, and you need 70% to pass. Arkansas requires 40 hours of pre-licensing education before you can sit. The exam fee is $50 per attempt.

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Quick facts

Testing vendor
PSI
Passing score
70%
Pre-licensing hours
40h combined
Application fee
$20
Exam fee
$50 per attempt
Combined exam length
150 Q · 150 min

Source: insurance.arkansas.gov. Confirm before you register. State schedules change.

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What's on the Arkansas L&H exam.

The Arkansas L&H exam is administered by PSI after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 150 questions with a 150-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Arkansas.

Plan for roughly $110–$145 in mandatory Arkansas state and vendor fees before any study materials, plus the cost of the required 40-hour pre-licensing course.

License application
$20
Exam fee
$50 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
40 hours required

A retake means paying the $50 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Arkansas exam FAQ.

How many pre-licensing hours does Arkansas require for Life and Health?
Arkansas requires 20 hours for Life and 20 hours for Health, 40 hours total for the combined license.
Who administers the Arkansas insurance exam and what does it cost?
PSI administers the Arkansas insurance producer exam and the fee is 50 dollars per attempt.
What is the passing score for the Arkansas insurance exam?
You must score 70 percent or higher to pass.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.