How many pre-licensing hours does Wisconsin require for life and health?

Wisconsin requires 8 hours of core principles, laws and ethics plus 12 hours per line, 20 hours for one line and 32 hours for both life and health.

Is the Wisconsin exam combined or separate for life and health?

Wisconsin administers separate Life and Accident and Health exams through PSI, each with 100 questions and a 120 minute limit.

What fees apply to a Wisconsin producer license?

PSI charges 75 dollars per exam, and the license application fee is 10 dollars per application plus a 75 dollar per-line license fee.

Wisconsin · State licensing

Pass the Wisconsin Life & Health insurance license exam.

Wisconsin requires pre-licensing education through PSI, gives Life and Accident and Health as separate 100 question, 120 minute exams at 75 dollars each, and sets a 70 percent passing score.

Quick answer: The Wisconsin Life & Health insurance license exam is administered by PSI as a 200-question combined exam with a 240-minute limit, and you need 70% to pass. Wisconsin requires 32 hours of pre-licensing education before you can sit. The exam fee is $75 per attempt.

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Testing vendor: PSI
Passing score: 70%
Pre-licensing hours: 32h combined
Application fee: $10
Exam fee: $75 per attempt
Combined exam length: 200 Q · 240 min

Source: oci.wi.gov. Confirm before you register. State schedules change.

Get on the Wisconsin waitlist.

We're building the Wisconsin-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.

What's on the Wisconsin L&H exam.

The Wisconsin L&H exam is administered by PSI after you finish a state-approved 32-hour pre-licensing course. The combined exam runs 200 questions with a 240-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Wisconsin.

Plan for roughly $125–$160 in mandatory Wisconsin state and vendor fees before any study materials, plus the cost of the required 32-hour pre-licensing course.

License application: $10
Exam fee: $75 per attempt
Fingerprinting / background check: ~$40–$75
Pre-licensing education: 32 hours required

A retake means paying the $75 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Wisconsin exam FAQ.

How many pre-licensing hours does Wisconsin require for life and health?: Wisconsin requires 8 hours of core principles, laws and ethics plus 12 hours per line, 20 hours for one line and 32 hours for both life and health.
Is the Wisconsin exam combined or separate for life and health?: Wisconsin administers separate Life and Accident and Health exams through PSI, each with 100 questions and a 120 minute limit.
What fees apply to a Wisconsin producer license?: PSI charges 75 dollars per exam, and the license application fee is 10 dollars per application plus a 75 dollar per-line license fee.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.

Quick facts

Get on the Wisconsin waitlist.

What's on the Wisconsin L&H exam.

What it costs to get licensed in Wisconsin.

Wisconsin exam FAQ.

Licensing in other states too?