Illinois · State licensing
Pass the IllinoisLife & Health insurance license exam.
Illinois moved insurance licensing under IDFPR and requires 7.5 hours of state-specific content as part of a 20-hour pre-licensing course per line. PSI runs the exams.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- 7.5h combined
- Application fee
- $215
- Exam fee
- $41 per attempt
- Combined exam length
- 150 Q · 165 min
Source: idfpr.illinois.gov. Confirm before you register, state schedules change.
Get on the Illinois waitlist.
We're building the Illinois-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the IllinoisL&H exam.
The Illinois L&H exam is administered by PSI after you finish a state-approved 7.5-hour pre-licensing course. The combined exam runs 150 questions with a 165-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Illinois exam FAQ.
- Who regulates insurance licensing in Illinois?
- The Illinois Department of Financial and Professional Regulation (IDFPR), specifically the Division of Insurance.
- How many pre-licensing hours for IL?
- 20 hours per line, including a 7.5-hour Illinois-specific component.
- What's the IL exam passing score?
- 70%.
- How much does an Illinois L&H license cost?
- Around $300 in fees before prep materials: $215 IDFPR application + $41 exam fee per attempt + fingerprinting. Fees and hours change frequently. Confirm the latest figures on your state insurance department's site before you register.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.