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Hawaii · State licensing

Pass the Hawaii Life & Health insurance license exam.

Hawaii uses Pearson VUE with a 75 dollar exam fee and a 70 percent passing score, requires no pre-licensing education, and structures each Life and Health exam as a general section plus a state section totaling 120 minutes.

Quick answer: The Hawaii Life & Health insurance license exam is administered by Pearson VUE as a 170-question combined exam with a 240-minute limit, and you need 70% to pass. Hawaii does not require pre-licensing education before you sit. The exam fee is $75 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$150
Exam fee
$75 per attempt
Combined exam length
170 Q · 240 min

Source: cca.hawaii.gov. Confirm before you register. State schedules change.

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What's on the Hawaii L&H exam.

The Hawaii L&H exam is administered by Pearson VUE. The combined exam runs 170 questions with a 240-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Hawaii.

Plan for roughly $265–$300 in mandatory Hawaii state and vendor fees before any study materials.

License application
$150
Exam fee
$75 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $75 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Hawaii exam FAQ.

Who administers the Hawaii insurance license exam?
Pearson VUE administers Hawaii insurance licensing examinations.
Does Hawaii require pre-licensing education?
No. Hawaii does not require pre-licensing education, though it is recommended.
How long is the Hawaii Life exam?
The Life exam allows 120 minutes total, a general section plus a state section, with a 70 percent passing score.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.