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Maine · State licensing

Pass the Maine Life & Health insurance license exam.

Maine requires no pre-licensing education and uses Pearson VUE, with a combined Life, Accident and Health exam lasting 3 hours 30 minutes for an 80 dollar fee, a 25 dollar resident license fee, and a 70 percent passing score.

Quick answer: The Maine Life & Health insurance license exam is administered by Pearson VUE as a 151-question combined exam with a 210-minute limit, and you need 70% to pass. Maine does not require pre-licensing education before you sit. The exam fee is $80 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$25
Exam fee
$80 per attempt
Combined exam length
151 Q · 210 min

Source: www.maine.gov. Confirm before you register. State schedules change.

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What's on the Maine L&H exam.

The Maine L&H exam is administered by Pearson VUE. The combined exam runs 151 questions with a 210-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Maine.

Plan for roughly $145–$180 in mandatory Maine state and vendor fees before any study materials.

License application
$25
Exam fee
$80 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $80 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Maine exam FAQ.

How long is the Maine combined life and health exam?
The Life, Accident and Health exam runs 3 hours 30 minutes, 210 minutes, and costs 80 dollars through Pearson VUE.
Does Maine require pre-licensing education?
No, Maine does not require pre-licensing education for resident producers, though courses are recommended.
What is the Maine resident license fee?
The resident license fee is 25 dollars, separate from the 80 dollar Pearson VUE exam fee.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.