Washington · State licensing
Pass the Washington Life & Health insurance license exam.
Washington's OIC uses PSI and requires no pre-licensing education. The state leans on a broad, application-heavy question pool, so practice volume matters.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- Not required
- Application fee
- $55
- Exam fee
- $62 per attempt
- Combined exam length
- 150 Q · 180 min
Source: www.insurance.wa.gov. Confirm before you register, state schedules change.
Get on the Washington waitlist.
We're building the Washington-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the Washington L&H exam.
The Washington L&H exam is administered by PSI. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Washington exam FAQ.
- Does Washington require pre-licensing education?
- No mandatory pre-licensing course is required for the L&H lines in Washington — you register for the PSI exam directly.
- What's the Washington passing score?
- 70%.
- Who regulates insurance licensing in Washington?
- The Washington State Office of the Insurance Commissioner (OIC); PSI administers the exam.
- How much does it cost to get licensed in Washington?
- Roughly $117 in mandatory fees: ~$55 license fee + ~$62 exam fee per attempt. Fees and hours change frequently. Confirm the latest figures on your state insurance department's site before you register.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.