Skip to main content
Lhexam

Colorado · State licensing

Pass the Colorado Life & Health insurance license exam.

Colorado does not offer a single combined Life and Health exam; candidates take separate Life and Accident and Health exams through Pearson VUE, each two hours, and the resident license fee is 44 dollars per authority.

Quick answer: The Colorado Life & Health insurance license exam is administered by Pearson VUE as a 60-question combined exam with a 240-minute limit, and you need 70% to pass. Colorado requires 100 hours of pre-licensing education before you can sit. The exam fee is $41 per attempt.

Try the free Colorado practice exam →

Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
100h combined
Application fee
$44
Exam fee
$41 per attempt
Combined exam length
60 Q · 240 min

Source: doi.colorado.gov. Confirm before you register. State schedules change.

Get on the Colorado waitlist.

We're building the Colorado-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.

Free state-by-state cheat sheet PDF on signup. No spam, unsubscribe anytime.

What's on the Colorado L&H exam.

The Colorado L&H exam is administered by Pearson VUE after you finish a state-approved 100-hour pre-licensing course. The combined exam runs 60 questions with a 240-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Colorado.

Plan for roughly $125–$160 in mandatory Colorado state and vendor fees before any study materials, plus the cost of the required 100-hour pre-licensing course.

License application
$44
Exam fee
$41 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
100 hours required

A retake means paying the $41 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Colorado exam FAQ.

Is there a combined Life and Health exam in Colorado?
No. Colorado requires separate Life and Accident and Health exams through Pearson VUE, though both can be taken in one session for a single 41 dollar fee.
How long is each Colorado insurance exam?
The Life exam and the Accident and Health exam are each allotted two hours.
What is the Colorado insurance exam fee?
The fee is 41 dollars for a session in which a candidate may take up to two exams.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.