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Montana · State licensing

Pass the Montana Life & Health insurance license exam.

Montana charges no resident producer application fee, requires no pre-licensing education, uses Pearson VUE for a 65 dollar exam, and sets a 75 percent passing score, higher than most states.

Quick answer: The Montana Life & Health insurance license exam is administered by Pearson VUE as a 168-question combined exam with a 255-minute limit, and you need 75% to pass. Montana does not require pre-licensing education before you sit. The exam fee is $65 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
75%
Pre-licensing hours
Not required
Application fee
$0
Exam fee
$65 per attempt
Combined exam length
168 Q · 255 min

Source: csimt.gov. Confirm before you register. State schedules change.

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What's on the Montana L&H exam.

The Montana L&H exam is administered by Pearson VUE. The combined exam runs 168 questions with a 255-minute time limit. Passing requires 75%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Montana.

Plan for roughly $105–$140 in mandatory Montana state and vendor fees before any study materials.

License application
$0
Exam fee
$65 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $65 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Montana exam FAQ.

Does Montana charge a fee for a resident insurance producer license?
No, Montana charges no resident producer application fee; applicants pay only the transaction fee plus the 65 dollar Pearson VUE exam fee.
What passing score does Montana require?
Montana requires a passing score of 75 percent, which is higher than the 70 percent used in most states.
Is there a single combined Life and Health exam in Montana?
No, Montana administers separate Life and Accident and Disability exams, each in a general and state two-part format, rather than one combined exam.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.