Virginia · State licensing
Pass the Virginia Life & Health insurance license exam.
Virginia's SCC Bureau of Insurance requires no pre-licensing education — pass the PSI exam and apply. A low application fee makes it one of the cheaper states to get licensed in.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- Not required
- Application fee
- $39
- Exam fee
- $53 per attempt
- Combined exam length
- 150 Q · 180 min
Source: scc.virginia.gov. Confirm before you register, state schedules change.
Get on the Virginia waitlist.
We're building the Virginia-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the Virginia L&H exam.
The Virginia L&H exam is administered by PSI. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Virginia exam FAQ.
- Does Virginia require pre-licensing education?
- No. Virginia has no mandatory pre-licensing course requirement for L&H — you can schedule the PSI exam directly.
- What's the Virginia passing score?
- 70%.
- Who regulates insurance licensing in Virginia?
- The Virginia State Corporation Commission (SCC) Bureau of Insurance; the exam is administered by PSI.
- How much does it cost to get licensed in Virginia?
- Roughly $92 in mandatory fees: ~$39 license fee + ~$53 exam fee per attempt. Fees and hours change frequently. Confirm the latest figures on your state insurance department's site before you register.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.