Skip to main content
Lhexam

Delaware · State licensing

Pass the Delaware Life & Health insurance license exam.

Delaware requires no pre-licensing education and tests through Pearson VUE, where a single 90 dollar fee covers both the Life and the Accident and Health exams if taken the same day, with each exam allowing 135 minutes.

Quick answer: The Delaware Life & Health insurance license exam is administered by Pearson VUE as a 182-question combined exam with a 270-minute limit, and you need 70% to pass. Delaware does not require pre-licensing education before you sit. The exam fee is $90 per attempt.

Try the free Delaware practice exam →

Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$125
Exam fee
$90 per attempt
Combined exam length
182 Q · 270 min

Source: insurance.delaware.gov. Confirm before you register. State schedules change.

Get on the Delaware waitlist.

We're building the Delaware-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.

Free state-by-state cheat sheet PDF on signup. No spam, unsubscribe anytime.

What's on the Delaware L&H exam.

The Delaware L&H exam is administered by Pearson VUE. The combined exam runs 182 questions with a 270-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Delaware.

Plan for roughly $255–$290 in mandatory Delaware state and vendor fees before any study materials.

License application
$125
Exam fee
$90 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $90 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Delaware exam FAQ.

Does Delaware require pre-licensing education?
No. Delaware does not mandate pre-licensing education for a Life or Health license.
How many questions are on the Delaware Life and Health exams?
The Life exam has 90 scored questions and the Accident and Health exam has 92 scored questions, each allowing 135 minutes.
What is the Delaware insurance exam fee?
The fee is 90 dollars, and one fee covers both major line exams if scheduled the same day.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.