New Hampshire · State licensing
Pass the New Hampshire Life & Health insurance license exam.
New Hampshire requires no pre-licensing education and uses PSI for the 150 question Life, Accident and Health exam, which has a 70 percent passing score and a 2.5 hour time limit.
Quick answer: The New Hampshire Life & Health insurance license exam is administered by PSI as a 150-question combined exam with a 150-minute limit, and you need 70% to pass. New Hampshire does not require pre-licensing education before you sit. The exam fee is $72 per attempt.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- Not required
- Application fee
- $210
- Exam fee
- $72 per attempt
- Combined exam length
- 150 Q · 150 min
Source: www.insurance.nh.gov. Confirm before you register. State schedules change.
Get on the New Hampshire waitlist.
We're building the New Hampshire-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the New Hampshire L&H exam.
The New Hampshire L&H exam is administered by PSI. The combined exam runs 150 questions with a 150-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
What it costs to get licensed in New Hampshire.
Plan for roughly $322–$357 in mandatory New Hampshire state and vendor fees before any study materials.
- License application
- $210
- Exam fee
- $72 per attempt
- Fingerprinting / background check
- ~$40–$75
- Pre-licensing education
- Not required
A retake means paying the $72 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.
New Hampshire exam FAQ.
- Does New Hampshire require pre-licensing education for a Life and Health license?
- No, New Hampshire does not mandate any pre-licensing education hours before the exam, although study preparation is strongly recommended.
- How much does the New Hampshire Life, Accident and Health exam cost?
- The PSI exam fee for the combined Life, Accident and Health exam is 72 dollars, while each single-line exam costs 59 dollars.
- How many questions are on the New Hampshire combined Life and Health exam?
- The combined Life, Accident and Health exam has 150 questions with a 2.5 hour limit and a 70 percent passing score.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.
- California
- Texas
- Florida
- New York
- Pennsylvania
- Illinois
- Ohio
- Georgia
- North Carolina
- Michigan
- New Jersey
- Virginia
- Washington
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- Alaska
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- Vermont
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- Wisconsin
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