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New Hampshire · State licensing

Pass the New Hampshire Life & Health insurance license exam.

New Hampshire requires no pre-licensing education and uses PSI for the 150 question Life, Accident and Health exam, which has a 70 percent passing score and a 2.5 hour time limit.

Quick answer: The New Hampshire Life & Health insurance license exam is administered by PSI as a 150-question combined exam with a 150-minute limit, and you need 70% to pass. New Hampshire does not require pre-licensing education before you sit. The exam fee is $72 per attempt.

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Quick facts

Testing vendor
PSI
Passing score
70%
Pre-licensing hours
Not required
Application fee
$210
Exam fee
$72 per attempt
Combined exam length
150 Q · 150 min

Source: www.insurance.nh.gov. Confirm before you register. State schedules change.

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What's on the New Hampshire L&H exam.

The New Hampshire L&H exam is administered by PSI. The combined exam runs 150 questions with a 150-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in New Hampshire.

Plan for roughly $322–$357 in mandatory New Hampshire state and vendor fees before any study materials.

License application
$210
Exam fee
$72 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $72 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

New Hampshire exam FAQ.

Does New Hampshire require pre-licensing education for a Life and Health license?
No, New Hampshire does not mandate any pre-licensing education hours before the exam, although study preparation is strongly recommended.
How much does the New Hampshire Life, Accident and Health exam cost?
The PSI exam fee for the combined Life, Accident and Health exam is 72 dollars, while each single-line exam costs 59 dollars.
How many questions are on the New Hampshire combined Life and Health exam?
The combined Life, Accident and Health exam has 150 questions with a 2.5 hour limit and a 70 percent passing score.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.