Vermont · State licensing
Pass the Vermont Life & Health insurance license exam.
Vermont uses Prometric, requires no state pre-licensing education, and its Series 14-29 combined Life, Accident, Health and HMO producer exam has 150 questions with a 150 minute limit.
Quick answer: The Vermont Life & Health insurance license exam is administered by Prometric as a 150-question combined exam with a 150-minute limit, and you need 70% to pass. Vermont does not require pre-licensing education before you sit. The exam fee is $65 per attempt.
Quick facts
- Testing vendor
- Prometric
- Passing score
- 70%
- Pre-licensing hours
- Not required
- Application fee
- $30
- Exam fee
- $65 per attempt
- Combined exam length
- 150 Q · 150 min
Source: dfr.vermont.gov. Confirm before you register. State schedules change.
Get on the Vermont waitlist.
We're building the Vermont-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the Vermont L&H exam.
The Vermont L&H exam is administered by Prometric. The combined exam runs 150 questions with a 150-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
What it costs to get licensed in Vermont.
Plan for roughly $135–$170 in mandatory Vermont state and vendor fees before any study materials.
- License application
- $30
- Exam fee
- $65 per attempt
- Fingerprinting / background check
- ~$40–$75
- Pre-licensing education
- Not required
A retake means paying the $65 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.
Vermont exam FAQ.
- Does Vermont require pre-licensing education for a life and health license?
- No, Vermont does not have a pre-licensing education hour requirement for life and health producer licenses.
- How long is the Vermont combined life and health exam?
- The Series 14-29 combined exam has 150 scored questions and a 150 minute limit.
- What does it cost to apply for a Vermont producer license?
- Vermont charges a 30 dollar application fee plus the applicable per-line license fee submitted through NIPR.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.
- California
- Texas
- Florida
- New York
- Pennsylvania
- Illinois
- Ohio
- Georgia
- North Carolina
- Michigan
- New Jersey
- Virginia
- Washington
- Arizona
- Massachusetts
- Alabama
- Alaska
- Arkansas
- Colorado
- Connecticut
- Delaware
- Hawaii
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Mexico
- North Dakota
- Oklahoma
- Oregon
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- West Virginia
- Wisconsin
- Wyoming