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Vermont · State licensing

Pass the Vermont Life & Health insurance license exam.

Vermont uses Prometric, requires no state pre-licensing education, and its Series 14-29 combined Life, Accident, Health and HMO producer exam has 150 questions with a 150 minute limit.

Quick answer: The Vermont Life & Health insurance license exam is administered by Prometric as a 150-question combined exam with a 150-minute limit, and you need 70% to pass. Vermont does not require pre-licensing education before you sit. The exam fee is $65 per attempt.

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Quick facts

Testing vendor
Prometric
Passing score
70%
Pre-licensing hours
Not required
Application fee
$30
Exam fee
$65 per attempt
Combined exam length
150 Q · 150 min

Source: dfr.vermont.gov. Confirm before you register. State schedules change.

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What's on the Vermont L&H exam.

The Vermont L&H exam is administered by Prometric. The combined exam runs 150 questions with a 150-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Vermont.

Plan for roughly $135–$170 in mandatory Vermont state and vendor fees before any study materials.

License application
$30
Exam fee
$65 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $65 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Vermont exam FAQ.

Does Vermont require pre-licensing education for a life and health license?
No, Vermont does not have a pre-licensing education hour requirement for life and health producer licenses.
How long is the Vermont combined life and health exam?
The Series 14-29 combined exam has 150 scored questions and a 150 minute limit.
What does it cost to apply for a Vermont producer license?
Vermont charges a 30 dollar application fee plus the applicable per-line license fee submitted through NIPR.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.