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Iowa · State licensing

Pass the Iowa Life & Health insurance license exam.

Iowa requires no pre-licensing education and uses Pearson VUE, charging a 50 dollar state application fee and a 44 dollar fee per exam, with a 70 percent passing score required on each of the two-hour Life and Accident and Health exams.

Quick answer: The Iowa Life & Health insurance license exam is administered by Pearson VUE as a 187-question combined exam with a 240-minute limit, and you need 70% to pass. Iowa does not require pre-licensing education before you sit. The exam fee is $44 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$50
Exam fee
$44 per attempt
Combined exam length
187 Q · 240 min

Source: iid.iowa.gov. Confirm before you register. State schedules change.

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What's on the Iowa L&H exam.

The Iowa L&H exam is administered by Pearson VUE. The combined exam runs 187 questions with a 240-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Iowa.

Plan for roughly $134–$169 in mandatory Iowa state and vendor fees before any study materials.

License application
$50
Exam fee
$44 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $44 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Iowa exam FAQ.

Does Iowa require pre-licensing education?
No, Iowa does not require pre-licensing education for resident producers, though preparation courses are recommended.
Is the Iowa life and health exam taken as one test?
No, Iowa offers separate Life and Accident and Health exams, each lasting two hours, and you must score 70 percent on each to pass.
How much are Iowa's licensing fees?
The state application fee is 50 dollars and each Pearson VUE exam costs 44 dollars, not including transaction fees.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.