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South Carolina · State licensing

Pass the South Carolina Life & Health insurance license exam.

South Carolina requires no pre-licensing education and uses Pearson VUE for the combined Life, Accident and Health exam, which has 140 scored questions, a 150 minute limit, and a 70 percent passing score.

Quick answer: The South Carolina Life & Health insurance license exam is administered by Pearson VUE as a 140-question combined exam with a 150-minute limit, and you need 70% to pass. South Carolina does not require pre-licensing education before you sit. The exam fee is $59 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$25
Exam fee
$59 per attempt
Combined exam length
140 Q · 150 min

Source: doi.sc.gov. Confirm before you register. State schedules change.

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What's on the South Carolina L&H exam.

The South Carolina L&H exam is administered by Pearson VUE. The combined exam runs 140 questions with a 150-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in South Carolina.

Plan for roughly $124–$159 in mandatory South Carolina state and vendor fees before any study materials.

License application
$25
Exam fee
$59 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $59 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

South Carolina exam FAQ.

How many questions are on the South Carolina combined Life and Health exam?
The combined Life, Accident and Health exam has 140 scored questions with a 150 minute limit and a 70 percent passing score.
What are the South Carolina exam and license fees?
The Pearson VUE exam fee is 59 dollars per attempt and the state Department of Insurance license fee is 25 dollars per license type.
Is pre-licensing education required in South Carolina?
No, South Carolina does not require pre-licensing education hours before the exam, though a study course is recommended.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.