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Oklahoma · State licensing

Pass the Oklahoma Life & Health insurance license exam.

Oklahoma requires no pre-licensing education and uses PSI for the combined Life, Accident and Health exam, which has 150 questions split into a general section and a state section, each needing a 70 percent score.

Quick answer: The Oklahoma Life & Health insurance license exam is administered by PSI as a 150-question combined exam with a 210-minute limit, and you need 70% to pass. Oklahoma does not require pre-licensing education before you sit. The exam fee is $38 per attempt.

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Quick facts

Testing vendor
PSI
Passing score
70%
Pre-licensing hours
Not required
Application fee
$60
Exam fee
$38 per attempt
Combined exam length
150 Q · 210 min

Source: www.oid.ok.gov. Confirm before you register. State schedules change.

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What's on the Oklahoma L&H exam.

The Oklahoma L&H exam is administered by PSI. The combined exam runs 150 questions with a 210-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Oklahoma.

Plan for roughly $138–$173 in mandatory Oklahoma state and vendor fees before any study materials.

License application
$60
Exam fee
$38 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $38 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Oklahoma exam FAQ.

How much does the Oklahoma insurance exam cost?
The PSI exam fee is 38 dollars per attempt and the state resident producer license application fee is 60 dollars.
How is the Oklahoma combined Life, Accident and Health exam structured?
It has 150 questions total, a general section and a state section, and you must score 70 percent on each section.
Is pre-licensing education required in Oklahoma?
No, Oklahoma does not require pre-licensing education before the exam, though a study course is recommended.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.