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Mississippi · State licensing

Pass the Mississippi Life & Health insurance license exam.

Mississippi uses Pearson VUE for a 50 dollar exam, requires a 65 percent passing score on the Life, Accident and Health producer exam, and charges a 100 dollar license application fee.

Quick answer: The Mississippi Life & Health insurance license exam is administered by Pearson VUE as a 115-question combined exam with a 150-minute limit, and you need 65% to pass. Mississippi requires 40 hours of pre-licensing education before you can sit. The exam fee is $50 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
65%
Pre-licensing hours
40h combined
Application fee
$100
Exam fee
$50 per attempt
Combined exam length
115 Q · 150 min

Source: www.mid.ms.gov. Confirm before you register. State schedules change.

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What's on the Mississippi L&H exam.

The Mississippi L&H exam is administered by Pearson VUE after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 115 questions with a 150-minute time limit. Passing requires 65%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Mississippi.

Plan for roughly $190–$225 in mandatory Mississippi state and vendor fees before any study materials, plus the cost of the required 40-hour pre-licensing course.

License application
$100
Exam fee
$50 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
40 hours required

A retake means paying the $50 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Mississippi exam FAQ.

What passing score does Mississippi require for the Life and Health exam?
Mississippi requires 65 percent to pass the Life, Accident and Health producer exams, while other lines require 70 percent.
How many questions are on the Mississippi combined Life and Health exam?
The combined Life, Accident and Health exam has 115 scored questions plus pretest questions, with a 150 minute limit.
What does it cost to get a Mississippi insurance license?
The Pearson VUE exam fee is 50 dollars per attempt and the Mississippi Insurance Department application fee is 100 dollars.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.