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Louisiana · State licensing

Pass the Louisiana Life & Health insurance license exam.

Louisiana uses PSI for licensing exams and does not require pre-licensing education, offering a 150 question combined Life, Health and Accident exam of 160 minutes for a 53 dollar fee, with a 75 dollar resident application fee and a 70 percent passing score.

Quick answer: The Louisiana Life & Health insurance license exam is administered by PSI as a 150-question combined exam with a 160-minute limit, and you need 70% to pass. Louisiana does not require pre-licensing education before you sit. The exam fee is $53 per attempt.

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Quick facts

Testing vendor
PSI
Passing score
70%
Pre-licensing hours
Not required
Application fee
$75
Exam fee
$53 per attempt
Combined exam length
150 Q · 160 min

Source: ldi.la.gov. Confirm before you register. State schedules change.

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What's on the Louisiana L&H exam.

The Louisiana L&H exam is administered by PSI. The combined exam runs 150 questions with a 160-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Louisiana.

Plan for roughly $168–$203 in mandatory Louisiana state and vendor fees before any study materials.

License application
$75
Exam fee
$53 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $53 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Louisiana exam FAQ.

What vendor administers the Louisiana insurance exam?
Louisiana uses PSI, and candidates are also electronically fingerprinted at a PSI Louisiana test site on the day of the exam.
How many questions are on the Louisiana combined life and health exam?
The combined Life, Health and Accident exam has 150 questions with a 160 minute limit and a 70 percent passing score.
Does Louisiana require a pre-licensing course?
No, the Louisiana Department of Insurance does not require pre-licensing education, although a prep course is recommended.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.