Skip to main content
Lhexam

Idaho · State licensing

Pass the Idaho Life & Health insurance license exam.

Idaho requires no pre-licensing education and uses Pearson VUE, charging an 80 dollar state application fee and a 65 dollar fee per exam, with a 70 percent passing score and separate Life and Accident and Health exams of 120 minutes each.

Quick answer: The Idaho Life & Health insurance license exam is administered by Pearson VUE as a 199-question combined exam with a 240-minute limit, and you need 70% to pass. Idaho does not require pre-licensing education before you sit. The exam fee is $65 per attempt.

Try the free Idaho practice exam →

Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
Not required
Application fee
$80
Exam fee
$65 per attempt
Combined exam length
199 Q · 240 min

Source: doi.idaho.gov. Confirm before you register. State schedules change.

Get on the Idaho waitlist.

We're building the Idaho-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.

Free state-by-state cheat sheet PDF on signup. No spam, unsubscribe anytime.

What's on the Idaho L&H exam.

The Idaho L&H exam is administered by Pearson VUE. The combined exam runs 199 questions with a 240-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Idaho.

Plan for roughly $185–$220 in mandatory Idaho state and vendor fees before any study materials.

License application
$80
Exam fee
$65 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
Not required

A retake means paying the $65 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Idaho exam FAQ.

Does Idaho require pre-licensing education for a life and health license?
No, Idaho does not mandate pre-licensing education hours, though a prep course is recommended before the exam.
How much does the Idaho insurance license cost upfront?
The state application fee is 80 dollars and each Pearson VUE exam costs 65 dollars, so taking both the Life and Accident and Health exams totals 130 dollars in exam fees plus the application.
Is the Idaho life and health exam one test or two?
It is two separate exams, a Life exam and an Accident and Health exam, each lasting 120 minutes and requiring a 70 percent score.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.