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Indiana · State licensing

Pass the Indiana Life & Health insurance license exam.

Indiana requires 40 hours of pre-licensing education for the combined Life and Health license, uses Pearson VUE for a 150 question combined exam of 180 minutes, charges a 40 dollar application fee and a 69 dollar exam fee, and sets the passing score at 70 percent.

Quick answer: The Indiana Life & Health insurance license exam is administered by Pearson VUE as a 150-question combined exam with a 180-minute limit, and you need 70% to pass. Indiana requires 40 hours of pre-licensing education before you can sit. The exam fee is $69 per attempt.

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Quick facts

Testing vendor
Pearson VUE
Passing score
70%
Pre-licensing hours
40h combined
Application fee
$40
Exam fee
$69 per attempt
Combined exam length
150 Q · 180 min

Source: www.in.gov. Confirm before you register. State schedules change.

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What's on the Indiana L&H exam.

The Indiana L&H exam is administered by Pearson VUE after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.

Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.

What it costs to get licensed in Indiana.

Plan for roughly $149–$184 in mandatory Indiana state and vendor fees before any study materials, plus the cost of the required 40-hour pre-licensing course.

License application
$40
Exam fee
$69 per attempt
Fingerprinting / background check
~$40–$75
Pre-licensing education
40 hours required

A retake means paying the $69 exam fee again, so a first-time pass is the cheapest path. See the full cost breakdown by state and how hard the exam is.

Indiana exam FAQ.

How many pre-licensing hours does Indiana require for life and health?
Indiana requires 20 hours for life and 20 hours for health, 40 hours total for the combined license.
How many questions are on the Indiana combined life and health exam?
The combined Life and Health exam has 150 questions with a 180 minute limit and a 70 percent passing score.
What does it cost to apply for an Indiana resident producer license?
The Indiana Department of Insurance charges a 40 dollar application fee, separate from the 69 dollar Pearson VUE exam fee.

Licensing in other states too?

Each state has its own vendor, hours, and fee schedule.